Receive money

Receive international payments
via local account details
anywhere in the world.

Collect inbound funds in 15+ currencies using local account details: IBAN, sort code, routing number.
Funds settle into your Transwap account, where you can hold, convert, or transfer.
Licensed across 5 jurisdictions. Designed for expatriates, global professionals, and individuals
managing cross-border income and anyone receiving money internationally.

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Local and international account details for structured collection.

Share your local account details so payers can remit via domestic bank transfer.
Funds arrive into your Transwap balance without intermediary bank fees.
With Transwap local account details, receiving international payments operates like a
domestic transfer for your payer with the efficiency of a domestic bank transfer.

Local account details

Collect payments via local clearing. Share your local account details in supported currencies and receive funds directly into your Transwap balance without intermediary bank charges.

International account details

Receive cross-border payments via SWIFT. International banking details provided for payers remitting from any jurisdiction worldwide.

Local account details

Collect payments via local clearing. Share your local account details in supported currencies and receive funds directly into your Transwap balance without intermediary bank charges.

International account details

Receive cross-border payments via SWIFT. International banking details provided for payers remitting from any jurisdiction worldwide.

Regulated infrastructure. Segregated funds. Multi-jurisdictional oversight.

15+ collection currencies

Collect in 15+ currencies via local account details. Balances held and visible in a single account, available for conversion or withdrawal.

Real-time settlement visibility

Track incoming payments in real time. Status updates from receipt through to settlement, with full transaction history.

Shareable account details

Share your local or international account details with payers. Each currency account includes the relevant identifiers: IBAN, sort code, routing number, or local equivalent.

Regulated
security

Funds held in segregated accounts at licensed financial institutions. Continuous monitoring, encryption at rest and in transit.

Dedicated
operations support

Dedicated support is available around the clock. Contact our operations team for assistance with inbound transfers, account queries, or compliance documentation.

Transaction monitoring

Automated screening and real-time transaction monitoring safeguard inbound funds against unauthorised activity.

15+ collection currencies

Collect in 15+ currencies via local account details. Balances held and visible in a single account, available for conversion or withdrawal.

Real-time settlement visibility

Track incoming payments in real time. Status updates from receipt through to settlement, with full transaction history.

Shareable account details

Share your local or international account details with payers. Each currency account includes the relevant identifiers: IBAN, sort code, routing number, or local equivalent.

Regulated
security

Funds held in segregated accounts at licensed financial institutions. Continuous monitoring, encryption at rest and in transit.

Dedicated
operations support

Dedicated support is available around the clock. Contact our operations team for assistance with inbound transfers, account queries, or compliance documentation.

Transaction monitoring

Automated screening and real-time transaction monitoring safeguard inbound funds against unauthorised activity.

Structured collection
for individuals managing
cross-border income
and work globally.

Whether you're working remotely, studying abroad, supporting family overseas, or managing finances across countries, Transwap helps you receive and manage international payments with ease.

Collect salary or consulting fees from overseas employers

Receive education funding across jurisdictions

Collect pension or retirement distributions

Receive professional services or contract payments

Accept family remittances at scale

Consolidate multi-currency income in one account

Flexible ways to receive money.

Multiple collection methods available. Share account details, generate payment references, or provide your
Transwap account identifier. All inbound funds settle into your regulated account.

Share your account details

Provide your local or international account details to payers. They remit via standard bank transfer, and funds arrive into your Transwap balance.

Generate a payment reference

Create a payment reference or link for your payer. Useful for structured collection from clients, employers, or institutions remitting on your behalf.

Collect via Transwap
account identifier

Provide your Transwap account identifier for direct inbound transfers. No separate banking details required from the payer's side.

Share your account details

Provide your local or international account details to payers. They remit via standard bank transfer, and funds arrive into your Transwap balance.

Generate a payment reference

Create a payment reference or link for your payer. Useful for structured collection from clients, employers, or institutions remitting on your behalf.

Collect via Transwap
account identifier

Provide your Transwap account identifier for direct inbound transfers. No separate banking details required from the payer's side.

Local collection accounts in key markets.

Singapore

Receive payments with a local account number.

United Kingdom

Receive payments with account number and sort code.

Hong Kong

Receive payments with a local account number.

Indonesia

Receive payments with a local account number.

Hold and convert multiple currencies.

Australian Dollar

Canadian Dollar

Swiss Franc

Chinese Yuan (Offshore)

Danish Krone

Euro

British Pound

Hong Kong Dollar

Japanese Yen

Norwegian Krone

New Zealand Dollar

Swedish Krona

Singapore Dollar

US Dollar

UAE Dirham

Czech Koruna

Hungarian Forint

Israeli Shekel

Mexican Peso

Polish Zloty

Romanian Leu

Saudi Riyal

Turkish Lira

South African Rand

Thailand Bath

Send payments worldwide.

Afghanistan

Åland Islands

Albania

Algeria

American Samoa

Andorra

Angola

Anguilla

Antarctica

Antigua and Barbuda

Argentina

Armenia

Aruba

Australia

Austria

Azerbaijan

Bahamas

Bahrain

Bangladesh

Barbados

Belarus

Belgium

Belize

Benin

Bermuda

Bhutan

Bolivia

Bonaire, Sint Eustatius and Saba

Bosnia and Herzegovina

Botswana

Bouvet Island

Brazil

British Indian Ocean Territory

British Virgin Islands

Brunei Darussalam

Bulgaria

Burkina Faso

Burundi

Cambodia

Cameroon

Canada

Cape Verde

Cayman Islands

Central African Republic

Chad

Chile

China

Christmas Island

Cocos (Keeling) Islands

Colombia

Comoros

Congo

Cook Islands

Costa Rica

Crimea Region of Ukraine

Croatia

Cuba

Curaçao

Cyprus

Cyprus, Turkish Cypriot Administered (Removed)

Czech Republic

Democratic Republic of the Congo

Denmark

Djibouti

Dominica

Dominican Republic

Donetsk Region of Ukraine

Ecuador

Egypt

El Salvador

Equatorial Guinea

Eritrea

Estonia

Eswatini

Ethiopia

Falkland Islands

Faroe Islands

Fiji

Finland

France

French Guiana

French Polynesia

French Southern Territories

Gabon

Gambia

Georgia

Germany

Ghana

Gibraltar

Greece

Greenland

Grenada

Guadeloupe

Guam

Guatemala

Guernsey

Guinea

Guinea-Bissau

Guyana

Haiti

Explore our regulatory licences across 5 jurisdictions Explore business collections via local account details Explore how to send money internationally

Frequently
asked questions.

Common questions about receiving international payments through your Transwap personal account.

Search help articles

How do I share my account details with a payer?

Once your personal account is verified, navigate to the Collections section of your dashboard. You can view and copy your local account details for each supported currency, including account number, sort code, IBAN, or routing number as applicable. Share these details directly with your payer so they can initiate a domestic bank transfer to your Transwap account.

How long does it take to receive funds?

Settlement times depend on the originating country, currency, and payment method used by the payer. Most inbound transfers via local payment rails settle within 1 to 2 business days. SWIFT transfers may take longer depending on intermediary banks. You will receive real-time status updates in your dashboard as funds are processed and credited to your balance.

How is my money protected?

Transwap is licensed by the Monetary Authority of Singapore and operates under strict regulatory requirements. Your funds are held in segregated accounts with licensed banking partners and are not commingled with corporate operating funds. Automated transaction monitoring and compliance screening are applied to all inbound transfers.

Which currencies can I receive?

Transwap supports collections in 15+ currencies through local account details. Supported currencies include SGD, USD, EUR, GBP, AUD, HKD, and others. Each currency provides dedicated local account details so your payer can remit via their domestic banking system without incurring international wire fees.

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